How Levo Works

1

Account Opening

1. Account Opening

User opens a new Levo account. On the back-end, each Levo account consists of a zero-balance transaction account and an investment account. The zero-balance transaction account is just used for transaction processing, while the investment account is where the user’s money is actually held.

2

Initial Deposit

2. Initial Deposit

User makes a deposit from their existing bank account. The deposit initially lands in the user’s transaction account.

3

Cash Invested in Investment Fund

3. Cash Invested in Investment Fund

Deposited cash is automatically invested in Levo's investment fund of globally diversified ETFs.

4

Transaction Occurs

4. Transaction Occurs

User makes a purchase using their Levo debit card.

5

Levo Confirms Sufficient Funds

5. Levo Confirms Sufficient Funds

Mastercard enters a request for the transaction and Levo confirms the user has an adequate balance in their Levo account before approving the transaction.

6

Levo Facilitates Transfer

6. Levo Facilitates Transfer

The amount charged is transferred from Levo's cash reserve account through the user’s zero-balance transaction account to fund the transaction.

7

Transaction is Accounted For

7. Transaction is Accounted For

All of a user’s transactions are netted at the end of each business day and the user's investment account balance is adjusted accordingly.

Ready to put your money to work?

We’re hard at work getting Levo ready for its public launch. Join our waitlist now to be one of the first to get a Levo account.

Levo Financial is not a bank. Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Banking services are provided by Synapse’s Bank partners, Members FDIC. Banking services include bank accounts (Individual Spending Accounts) and debit card usage for Levo users. The issuing bank information will be found on the back of your debit card.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which should be read carefully before investing.

Levo Financial users must be 18 years of age or older, reside in the U.S. with a valid U.S. address, and have a valid SSN.

All accounts are subject to approval and you may cancel email subscriptions at any time.

This content, developed by Levo Financial, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.

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